Office Overhead Expense insurance provides you with coverage for continuing fixed and customary office overhead expenses if you cannot work as a result of disability caused by illness or injury.
A refund of premiums is paid if total claims and expenses are less than total premiums collected in a year. No premium refunds are available for premiums paid on coverage in excess of $5,500 per month.
Your coverage is portable. If you move outside Manitoba and maintain your affiliation with Doctors Manitoba, you may:
- continue your office overhead expense insurance coverage as long as you pay the premiums
- increase coverage as long as you are a resident of Canada
To view a printable brochure click here