Extended Health Care provides financial assistance for medical expenses that are not covered by Manitoba Health, both inside and outside of Manitoba.
Doctors Manitoba’s group premiums are much lower than you would pay on an individual basis, and individual coverage is not nearly as comprehensive as the group coverage.
A refund of premiums is paid if total annual claims and expenses are less than total premiums collected in a year.
You are guaranteed insurability, which means that no medical exam is required. Pre-existing conditions are covered.
Your coverage is portable. If you move outside Manitoba and maintain your affiliation with Doctors Manitoba, you may continue your extended health coverage for up to 90 days as long as you pay the premiums.